LIC Jeevan Saral Brochure PDF

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Name LIC Jeevan Saral Brochure
Pages 4
Size 0.10 MB
Language English
PDF : Double click to Download PDF

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LIC Jeevan Saral Brochure

LIC Jeevan Saral is actually an endowment policy with a lot of liabilities that is usually available only with unit linked insurance plans. Hence it is categorized under Special Plans. This plan offers Double Death Benefit of Sum Assured + Return of Premium. In this plan, the premium amount is decided by the policyholder and he gets 250 times the monthly premium as Sum Assured. If the Life Insured survives the entire term, then he would receive Maturity Sum Assured + Loyalty Additions. The Maturity Sum Assured depends on different entry ages and policy term and is specified at the beginning of the policy.

Key Features of LIC Jeevan Saral Plan

  • Premium is chosen by the policyholder and Sum Assured is 250 times the Monthly Premium amount.
  • Death Benefit is Sum Assured + Return of premiums excluding extra/rider premium and first year premium + Loyalty Addition.
  • Maturity Benefit is Maturity Sum Assured + Loyalty Additions, if any.
  • Partial surrender of the policy is allowed after the 3rd policy year.
  • Extended risk cover for one year after 3 years premium payment.
  • Optional higher cover through Term Rider and Accidental Death and Disability Benefit.
  • You can choose a maximum term but can surrender at any time without any surrender penalty or loss after 5 years.
  • Loyalty Additions are provided from 10th policy year onwards

Download the LIC Jeevan Saral Brochure in PDF Format from the link.

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